How to get started with WhatsApp payment | New feature:

Hey Readersss...

In my last blog I told you about new feature of WhatsApp payment. Not sure how WhatsApp payments work? Here’s everything you need to know to get started. Like I said earlier, the WhatsApp payments feature is rolling out to select users in India right now. First, make sure you are running the latest version of the app that’s v2.18.41 on Android and iPhone v2.18.22. Open your WhatsApp screen and if you see Payment sub-head under settings then cool if not then sorry my friend you have to wait.

Step 1: Adding bank account for payment.

  1. Go to Settings-> Payments inside WhatsApp.

  2. In the Bank Accounts sub-head, select the Add New Account

  3. Tap Accept and Continue if you agree with the terms and conditions.

  4. Tap the Verify via SMS and follow the prompts to send an SMS to start the linking process.

  5. On the next screen, select the bank whose account you want to add.

  6. If you have an account (or multiple accounts) linked with the number that you just sent the SMS from, you will be presented with your account (or accounts) from that bank.

  7. If everything goes smoothly, you will see the UPI Setup Complete screen.

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Step 2: Sending money via WhatsApp.

The WhatsApp payment feature works only if the recipient has setup their bank account within WhatsApp. You can also send money to individual group members in a group chat, provided they have enabled the Payment option.

  1. Open the chat of the WhatsApp contact to whom you want to send money.

  2. On Android, tap the Attach button. If you are on iPhone, select the Plus button.

  3. To send money, just tap on Payment, and enter the amount you want to send. You can also add a note to the message if you want.

  4. To authorize the payment, just enter the UPI PIN of the bank account from which you are trying to send money.

  5. Once the money is sent, the amount (and the text note, if any) will show as a message as part of the conversation.

The payment process is very simple and easy to complete. You can make payment with your family and friends using this few taps. Also WhatsApp is maintaining a log of all your transactions using the Payments option under Settings. To check the log, just go to Settings, tap on Payments and select the View History option.

I hope this blog will helps you.

If yes then please give feedback below in comment box, your feedback is important for me…

Keep in touch :)


  1. Our Whatsapp here in Africa doesn't require much payment

    1. Hello,
      Thanks for your feedback actually this feature is only for Beta User of app and running in India :)


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